Mentors come in all Shapes and Sizes

Mentors pix

Don’t wait for a teacher to appear. When you’re ready to be a student, teaching is available in many formats. How many times have you heard this? “When the student is ready, the teacher will appear.” Is that statement true? Maybe. Sometimes. … [Continue reading]

Do you have the guts to take on a fixer upper?

Dining room remodel

A couple weeks ago I mentioned HGTV’s show Fixer Upper. One thing I love about the show is how it's a great metaphor for becoming financially free. First off, they start with a mess. The messier the better. The show tries to capture as startling a … [Continue reading]

The Four Uses of Money

Last night at dinner I sat spellbound listening to the stories a very wise man was telling about his life. He had grown up poor in the mountains of Virginia. He learned at a young age to be entrepreneurial if he wanted anything out of life. The local … [Continue reading]

Thanks for the feedback!

WV Vacation House

This summer my very large family descended on a huge rental house near Davis, WV. Davis is extremely rural. And a beautiful country setting. We stayed in a ski lodge that had two full kitchens and enough bedrooms and bathrooms to be confused with a … [Continue reading]

Fighting Back The Doubts

I really need your help. Why are you reading this? What can I help you with? What do you like about my writing, my viewpoints or my style? How I can be more helpful with what I write, how I write or how the website looks or … [Continue reading]

10 Ways to Earn More Money

I’m a big promoter of frugal lifestyles. However, depending on your situation, saving more money may not be enough to dig out of your financial hell. Sometimes you save everywhere you can and you still have debts to pay and mouths to feed. Or … [Continue reading]

Learn to be Content

Ben Franklin's Guide to Financial Freedom

I recently wrote a book called Ben Franklin's Guide to Financial Freedom. This post is a chapter from the book. Day 9: Learn to be Content Content and Riches seldom go together, Riches take thou, Contentment had I rather. [1743] This is a book … [Continue reading]

The Power of Habits

One of the most powerful topics I’ve studied recently is Habits. I’ve read and listened to some great books, podcasts and blogposts on habits. Charles Duhigg wrote a fantastic book called The Power of Habit. I highly recommend reading that book. From … [Continue reading]

Should I cut up my credit cards?

My brother and I were talking this week about the virtues vs. vices of credit cards. Banks are in the business of getting us to open new cards and use cards more. But are banks to blame for our poor spending habits? Are credit cards the … [Continue reading]

Frugal Friday – Rebates


Becky strikes again. Yesterday she came home from Rite Aid with another money-back purchase. If you have kiddos and live near a Rite Aid, you might want to check this out. End of summer sale: 50 cents a box for popsicles. Rebate is $1 a box. So … [Continue reading]