5 Tips for Becoming Debt-Free

Ben Franklin Quote

Last week I had a conversation with someone that included this question: “You and your wife are in your forties and are debt-free. My spouse and I are in our thirties and are not on course to be debt-free that soon. How did you do that?” Maybe … [Continue reading]

Are Coupons Worth the Trouble?


We subscribe to our local Sunday newspaper for one reason. The coupons. Some people say that taking the time to match up manufacturer coupons with local coupons and sales saves too little money to be worth while. For some that may be true. For … [Continue reading]

Frugal Friday – The Ultimate Discount


This week’s example goes beyond frugal. Imagine being paid to take merchandise out of the store. That’s what I watched happen this week. My wife, Becky--as I’ve mentioned before--is an amazing bargain shopper. Wednesday I walked into a local … [Continue reading]

Frugal Friday – Celebrating Christmas

This morning someone in our town put their Christmas tree out at the end of their driveway with a Free sign on it. Tonight it's in our living room! =) Guess this week is Freebie Friday. Nice grab, Bec!   … [Continue reading]

How to be Indispensable in Your Role

Woody Allen quote

There’s a popular saying, “It’s tough to find good help.” The reason people use that phrase so often is that it’s so true. The irony is that being “good help” is fairly simple. The bar is set rather low. Show up. Come to work everyday. Come on … [Continue reading]

Frugal Friday – Statue of Liberty

NY Ferry

Last week I attended a two-day conference in Connecticut. Since it was less than a half day drive, my family rode along. They enjoyed the sights in Connecticut while I was in meetings. On the way home we stopped by Staten Island and rode the ferry … [Continue reading]

Saving up for…

Save infographic

Many years ago I worked as a tax preparer in Easley, SC. In the course of interviewing clients about their income and expenses, I would often learn that they had no bank accounts. No checking. No savings. If it were only one or two people I might be … [Continue reading]

Frugal Friday – Winter Coat

pea coat

Becky’s latest rummage sale find… $1 Anne Klein wool pea coat. It’s a classic. In good shape, just missing a couple buttons. Bec spiced it up with eight new fun buttons for $6. Now she’s ready for cold weather in a $200 coat that she spent $7 … [Continue reading]

5 Reasons I Don’t Miss Satellite TV


This summer we cancelled our DirecTV subscription. My wife and I have been married 20 years and this is the first time we’re without cable or satellite TV. Initially the kids were sad about missing out on a couple shows they used to watch on Disney … [Continue reading]

Frugal Friday-Bread Sale

bread sale

Becky hits the $.50 bread sale once a month. It's day-old bread, but we freeze it and use it all month. The eight packages in this picture cost less than one loaf in the grocery store. This is just one way to save on your grocery bill. But it adds … [Continue reading]